The Credit Union offers low interest loans with the added convenience of payroll deduction. You must be a member before applying for a loan. Loan applications and copies of the current lending policies may be picked up in the credit union office. When you do borrow, you have the option to purchase life and temporary disability insurance. This insurance would cover your payments in the event of your death or you became temporarily disabled. See our current Loan Rates If you would like a loan application e-mailed to you, please click Contact Us and send us a message telling us whether you want a Fixed Home Equity Application, a Variable Home Equity Line Application or, a Regular Loan Application (all non-Home Equity Loans use this one). We will return by "REPLY" the requested application in the form of an attachment. Print the application in the appropriate size, fill it out and return with the requested supporting documents.